27.5.09

A few words on Paint


Taking a break for a few minutes from painting the basement apartment in the townhouse in preparation for the new tennant moving in in a few days. The old but once trendy burgandy is dissappearing behind a thick coat of primer taking it from the dark funeral parlor feel of the last ten years to a much brighter pastel yellow called "Harvest Wheat". Though the rooms will actually be slightly smaller after the primer and paint are done, they are looking much more spacious as they begin to brighten up.

There are too many colour choices if you ask me, especially if you asked me the question yesterday while I was stairing slightly glazed over at a wall of a hundred thousand or more paint chips with names that do nothing for the male of the species. For nearly 20 minutes I read off an endless collage of odd and edible names like Monroe Bisque, Buttered Ham and Spanish Olive and when the home depot girl asked me "can I help you" I forgot where I was for a second or two and almost ordered drinks.

It amazes me every time though how something as simple and cost effective as a fresh coat of paint can transform a space and bring a room up to date. One other thing I learned some time ago is there is no savings in selecting a cheaper brand of paint, brushes or rollers. You only end up doubling even tripling the labour time and effort for an inferior result. Get a quality brand of paint that is going to do the job well in one thick coat. Check the links below.......Back to work.

Blog Post : Paint by Numbers

Behr Paint

Benjamine Moore Paint


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25.5.09

One often overlooked room that could sell your home

Location , location, location. It might sell the neighbourhood but it wont necessarily sell your Barrie house. Your home needs some assets that will set it apart in its price range and make it stick in the minds of the potential Barrie buyers who will be visiting your and probably a half dozen or so other homes that day. We are taught that certain things will help to sell a home. An updated master bath with a soaker tub, a modern kitchen with higher end appliances and walk in closets are features that along with having your home well staged and clutter free will score it points with buyers who will be filing through to give it the once over.

If making gender specific remarks might get me in trouble then let me apologise here and now, as the rest of this article will be my observations over ten years as a Realtor of men and women and some of their differing home shopping behaviours. The above mentioned details of a home tend to catch the attention of the woman more so than the man in most instances. He is paying as much or more attention to her enthusiasm as to the home and if she is enthusiastic he will smile and follow along knowing her happiness is good for him too. If there is nothing about the home that appeals directly to him rather than saying so he is more likely to encourage the searching to continue and might make a couple “yes but” comments about the existing or potential faults such as the need for a new roof or windows, perhaps the lack of room in the driveway.

If there are at least one or two things about the home he sees that appeal to his testosterone driven needs such as a recroom hideaway, he will quietly continue to nod and smile, envisioning himself in the future picture possibly in front of a 60 inch big screen watching the super bowl half time show. Or maybe its the image of being surrounded by a dozen candles while in the corner soaker tub and Dianna Crawl playing softly in the background. I'd bet on the former to be safe.

There is one room in the house that is usually the last one to visit if at all. The garage. Typically the door is opened for five to ten seconds during a home showing. Everyone peeks in, the light is switched back off and they leave. On the few occasions I have had to show a home with a garage that even Jay Leno might approve of, the response is usually “honey why don't you go check out the bedrooms and those closets again, I’ll be in here” as he steps in and soaks it all in.

The last home like this I sold in 48 hours. It was only a single garage but it was insulated, had bright fluorescent tube lighting, a high wall mount heater and a rubberized painted flat grey floor. Across the back wall were black metal cabinets with stamped and chromed steel doors and a wall to wall work bench below. To finish it off was a beer fridge and a TV on a high wall bracket in the back corner. The owner had spent $500 on the cabinets, $400 on the foam insulation and $40 for the garage floor paint and for under $1000 dollars, turned the garage from a room likely to be overlooked into a big boy’s sanctuary making an older roof and windows things that could be dealt with.

You can spend $4000 or more on a new roof and three times that on new windows as part of your preparing to sell investments. These are all good things to make your home more saleable don’t get me wrong. At the very least you should stage your home and bring the interior finishing's up to date with paint and decent floors. My suggestion is instead of looking on the garage as the place to stack up all of your clutter while the sign is on the lawn, give some serious thought as to whether this might be the one room in your home that could set it apart from the competition and earn you back the expense and effort invested, a few times over.

This funny video emphasizes the point somewhat.


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21.5.09

:: Celebrity Real Estate ::


I just found this voyeuristic site and was disappointed though not surprised to not find my house listed amongst what has to be the biggest list of upper crust movers and shakers homes all gathered into one interactive site.

Some details on the properties and an aerial; shot of each of their humble abodes had me entranced for about 30 minutes last night and I barely made it from a to c. Must run, my gate keeper just called, my personal trainer has arrived.

http://www.celebrityaddressaerial.com/


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12.5.09

5 Parkway Place Barrie


PRIDE OF OWNERSHIP IS REFLECTED IN THIS HOME'S MANY RECENT UPDATES INCLUDING MODERN EAT IN KITCHEN WITH BAMBOO FLOORING, UPDATED BATH, FLOORS, FIXTURES, CUSTOM CROWN MOLDINGS & WINDOW CASINGS. GENEROUS SIZED BEDROOMS, FAMILY/THEATRE ROOM WITH FIREPLACE, VINYL WINDOWS THROUGHOUT. OUTFITTED AND HEATED GARAGE. PEACEFUL YARD WITH PATHWAYS AMONGST TREES AND NATIVE PERENNIAL GARDENS TIERED DECK ACCESSIBLE FROM TWO LEVELS. CLICK ON THE AUDIO LINK BELOW TO LEARN MORE ABOUT THIS GREAT HOME.
OFFERED FOR SALE AT $239900
SOLD



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1.5.09

Mike and Shelley look at the Barrie spring 2009 mortgage and real estate market

The credit crises in the US has opened up some opportunities for home buyers on this side of the border. Listen to what Barrie Mortgage Specialist Shelley Black has to say about financing and the great rates currently available to Barrie and area home buyers.


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19.4.09

Barrie School information


Schools are the number one consideration of Barrie Real Estate buyers with children.

The urban planning behind the City of Barrie has resulted in easy accessibility to schools and other community resources. Most of Barrie's elementary and secondary students live within walking distance of their schools. If you are interested in Barrie Real Estate and have school aged children, take a look at the interactive map and the list of Barrie and area elementary and secondary schools. Public bus services link all areas of Barrie to our Secondary schools and to Georgian College.

The map link below will show you proximity of schools to areas of preference in planning your home purchase. Any further information on Barrie's education system I would be happy to provide for you.

Map of Barrie area School locations - (Interactive)



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18.4.09

Keeping insects out of your home



Suddenly it feels like spring in Barrie. The snow is gone, the days are longer. I've seen my first Robins and this morning I saw some lady bugs crawling along the railing of the back deck. I thought the following article written for Food & Home Magazine last year was worth re-post on the blog.

When I was growing up just south of Barrie in an area bordering the woods and surrounded by overgrown fields that would have inspired Mark Twain, bugs were fascinating little critters. We would spend entire summer days discovering and observing them. This was the Serengeti through the eyes of a curious 12 year old boy.

Flash ahead to the present; those woods and fields of south Barrie exist in memory only. Urban expansion has transformed my old stomping grounds into subdivisions and parkettes and if you can find a boy with a stick in his hand there's a good chance it’s attached to a video game console.

As a home owner making my small contribution toward urban sprawl I find I've become a little more territorial against the lowly bug. They were here long before any of us and will no doubt adapt to whatever environment we leave behind for them in time, but once we have staked our claim to a patch of land, there's no room in the plans for multi-legged critters.

Some bite, some sting; they buzz and chirp, burrow and tunnel, mulch and munch with more determination and strategy than a four star general. The best you can do in your war against them is try to eliminate the source of their attraction, secure your perimeter and attempt to eliminate the enemy with repellents and poisons. Allow your defences to weaken and they will be back.

You could easily fill an encyclopaedia on this topic, but for now let’s focus on recognizing and resolving some of the more common household pest problems.

First thing to do is identify and eliminate the potential ingress points bugs like to use. Ripped or missing screens, holes in brick mortar and poorly caulked gaps in window and door frames top the list. Take a close look around the house, and think like a bug. "How am I going to get inside?" A good temporary fix is to loosely stuff steel wool into these spaces which works especially well where wasps or hornets have found entry into walls or overhangs of the house.

To avoid ants keep the kitchen counters and sinks clean and the floors swept. Get some plastic containers for dry foods stored in cupboards. Aside from having the strength equivalent to you or I carrying a Lincoln Navigator on our backs, ants can smell a crumb from across the street and can text message thousands of their friends within seconds once they do.

Cover fruit bowls with plastic wrap to avoid fruit flies, and don’t allow food waste to ripen in the kitchen trash, or before you can say "There's a fly in my potato salad!" you will stumble upon a full blown indoor bug banquet in the trash bin.

Keep outside wood surfaces stained or painted and dry if possible to deter the many wood eating insects common to Ontario. Store fireplace wood outside and away from the house.



Lawns and gardens are home to many pests, although some insects actually contribute to your lawn's and garden’s health. It’s good to know which is which. There is an endless number of products and solutions, many of which are natural, to repel, deter, and/or eliminate common household pests.


Check out the web links below for starters. With a little research you can find tips and solutions that are right for your problems.


http://www.ontarioinsects.org/AboutInsects.htm#insects

http://www.pmra-arla.gc.ca

http://www.pioneerthinking.com/garden-pests.html




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17.4.09

Barrie area Power of Sale

A bitter reality of the economic changes we have been going through is the growing number of homes up for sale, repossessed by the lenders and listed under power of sale. At any time in the past ten years the number of power of sale listings registered through the Barrie and District Association of Realtors rarely climbed above three.

As of this afternoon the number of residential properties under power of sale was 42, down slightly from earlier this year. The opportunity for obtaining a property at the lower end of market value or less presents itself as it is in the best financial interest of the lenders in possession to unload the property and eliminate the costs and liabilities associated with having a home sit vacant for a long period of time.

Donald Trump spoke this week on a morning talk show about the opportunities that exist in the current market for those with the cash or leverage to take advantage.

If you would like to be notified of all existing power of sale properties registered through the BDAR as well as be notified instantly by email when new POS properties come onto the market then visit HotBarrieListings.com and enter your personal property preferences and in the comments field indicate “POS properties only”

HotBarrieListings 110 by 80 jpg icon











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Is your mortgage due for a tune up?

How often to Barrie real estate owners think about their mortgage? Do you know your rate? Do you know when your term is up for renewal? Do you know what invest 1happens if you don't renew your mortgage? Many Canadians don't. It's no wonder when it comes time to renew a mortgage, many people fall into the auto renewal trap.

An Angus Reid survey, commissioned by ING Direct found that more than a quarter (27%)of Canadians with mortgages that have come up for renewal allowed their mortgages to automatically renew – meaning they didn't perform the same due diligence upon renewal as they did when they first got their mortgage. Letting your mortgage automatically renew often means you missed an opportunity to save money.

The same survey found that 40% of Canadians waited until 30 days or less before their closing date when they first applied or got pre-approved for their mortgage. Exhibiting the same behavior at renewal time leaves little time to exercise your options. Most big banks send out mortgage renewal letters around 30 days before you need to make a decision, which doesn't leave much time to negotiate or shop around for a better rate.

Canada's big banks also typically offer their posted rates to clients upon renewal. Their posted rates are about one per cent higher than what the average Canadian normally gets. On an average $200,000 mortgage with a five year fixed term, amortized over 25 years, a one per cent difference could save you roughly $10,000 in interest over that period (calculated using average current five year fixed rates of 4.24% verses 5.24%).

How to avoid the traps

• Know your options and exercise them. Remember that you are in control of your mortgage at renewal time, not your lender. It's your opportunity to make changes to your mortgage that will save you the most money over the long term.

• Don't wait until the mortgage renewal letter arrives in your mailbox. Pay attention to your mortgage term and when it's coming up for renewal. You can usually check your renewal date online.

• Start shopping around for rates at least 120 days before your mortgage comes up for renewal. Rate guarantees, offered by most banks, mean you will get the bank's lowest rate for a set period of time, usually 90 to 120 days, and if the rates go down during that period, you automatically still get the best rate.

• Savings may be realized in renewing before the end of your mortgage term given the historic lows rates have dropped to of late. Even after a penalty for early renewal some are finding their monthly payments drop by hundreds of dollars, more than making up for any fees imposed. Fees and penalties in most cases are tacked on to the new mortgage requiring no out of pocket expense to the borrower.

Knowing and avoiding these traps will help you take control of your mortgage and save your money. Book an appointment with your Mortgage rep and have them go over your mortgage to find out if you are getting the best deal available to you in the current market.


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15.4.09

Preparing your Barrie home to sell

Barrie has about 2000 homes for sale right now. Imagine standing in a crowd of 2000 people wondering what you could possibly do to stand out from the crowd?

Every seller wants their home to sell fast and fetch top dollar. Does that sound good to you? Well, it isn’t luck or chance that will get your home sold in a market saturated with listed properties. A well thought out plan and some professional know how on sprucing up your home is going to make it stand out from the 8 to 10 other properties a home buyer is likely to view in one weekend afternoon. Here are some good tips and examples of how to prepare a house and turn it into an irresistible and marketable home though the sale of the subject property for $20k over list is wishful thinking today and more reflective of that not long ago boom market.


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